NESTED MART

  Crude, Foreign Flows & Global Rates What Is Driving Market Volatility? Indian equity markets are currently navigating a combination of global and domestic factors. After six consecutive weeks of declines, on September 21, Indian equities showed a modest recovery. However, investors continue to monitor crude oil prices, foreign portfolio flows, global bond yields, currency movements and geopolitical developments. So, what can investors take away from the current market environment? 01 | CRUDE OIL REMAINS AN IMPORTANT FACTOR Brent crude has recently remained around the $100-per-barrel level, with geopolitical developments contributing to price volatility. For India, crude oil movements can have wider economic implications because they can influence the import bill, inflation expectations and currency movements. INVESTOR TAKEAWAY Short-term market movements can be influenced by several macroeconomic factors. Rather than reacting to every headline, investors can consider whether ...

  TIME AND AMOUNT: TWO IMPORTANT FACTORS  Why Both Matter in Your Investment Journey When it comes to investing, two factors deserve attention: the amount you invest and the time you give your investments. The amount determines the level of your contribution, while time provides an opportunity for investments to remain invested through different market conditions and, where applicable, for compounding to play a role. However, mutual fund investments are market-linked, and neither a longer investment period nor a higher investment amount guarantees returns. 1. Why Time Matters Starting early can provide a longer investment horizon. This may give an investor more time to remain invested and experience different market cycles. Time can also allow the effect of compounding to play a role. When returns, if any, remain invested, they may contribute to future growth. However, a longer investment horizon does not eliminate market risk. The investment approach should be considered base...

  Goal-Based Investing: Invest With a Purpose Introduction Investing is not just about selecting an investment product. It is also about understanding why you are investing, when you may need the money, and how much risk you are comfortable taking. Whether the objective is retirement, children's education, buying a home, or another future financial requirement, a goal-based approach can help bring structure to investment decisions. It encourages investors to consider their financial goals, investment horizon, risk profile, and overall financial circumstances before making investment decisions. What Is Goal-Based Investing? Goal-based investing means aligning an investment approach with a specific financial objective. Different financial goals may have different time horizons and requirements. An investment intended for a near-term requirement may therefore need to be approached differently from a long-term goal such as retirement. Before investing, investors can consider:  Wha...